Start making money for yourself, not your bank.

You're five steps away from having a better-than-banking relationship.

1. Open your new checking and savings accounts at St. Cloud Federal Credit Union.
2. Use our 60-day interest-free checking loan (on approved credit) to cover daily expenses while your accounts are being transferred.
3. Stop using your old accounts.
4. Bring in your bank statements and monthly billing statements, and we'll help you set up all your auto-deposit and auto-payment plans.
5. Close your old accounts.

It's easy to start putting money back in your pocket—from higher interest rates on savings to lower interest rates on loans.

We also back it up with member service—going the extra mile to take care of you. Literally. We call it "Wow" service. And that's what we mean by Profit to the People.